optimize_buydown

shallow

dev.rateapi/mcp · Verify this server

Given a discount-points / lender-credit tradeoff menu for a candidate loan, returns break-even months, lifetime savings, and the optimal point-spend. The points analog of refinance_break_even.

100.0/100

1 trials · measured 2 days ago

optimize_buydown scores 100.0/100 on Vouch's measured behaviour index, from 1 real invocation trials against dev.rateapi/mcp, measured 31 Aug 2026 under methodology v0.2.0. Every measured component scored 100.

Component breakdown

ComponentWeightValue
Reliability35%not applicable
Schema integrity25%100.0
Failure behaviour15%not applicable
Latency15%not applicable
Concurrency10%not applicable

Tool details

Transport
remote
Credential class
open
Input schema
not declared
Output schema
not declared
Side-effect classification
unclassified

Score history

DayScoreTierMethodology
2026-08-31100.0shallowv0.2.0

Probe evidence

ProbeOutcomes
schema_integritypass: 1

Raw request/response logs are not archived yet — the outcome counts above are drawn directly from every recorded trial.

Embed this score

Available for every tool, scored or not — not a verification perk. Always links back to this page.

Vouch score: optimize_buydown
[![Vouch score](https://vouch.tools/api/tools/f14f6c60-451b-45ee-b734-1aae7ecfa50c/badge.svg)](https://vouch.tools/tools/f14f6c60-451b-45ee-b734-1aae7ecfa50c)
optimize_buydown — Vouch