how_long_it_stays

shallow

ca.creditgps/canadian-credit · Verify this server

Retention periods on a Canadian credit file: closed accounts, late payments, collections, hard inquiries, bankruptcy, consumer proposals, judgments. Several differ from the American figures that dominate general knowledge — six years rather than seven for a late payment, three years rather than two for a hard inquiry — so each entry names the American answer where it differs. Call this for any "how long will this stay on my credit report" question.

100.0/100

1 trials · measured 8 days ago

how_long_it_stays scores 100.0/100 on Vouch's measured behaviour index, from 1 real invocation trials against ca.creditgps/canadian-credit, measured 25 Aug 2026 under methodology v0.2.0. Every measured component scored 100.

Component breakdown

ComponentWeightValue
Reliability35%not applicable
Schema integrity25%100.0
Failure behaviour15%not applicable
Latency15%not applicable
Concurrency10%not applicable

Tool details

Transport
remote
Credential class
self-provisionable
Category
Finance & compliance
Input schema
not declared
Output schema
not declared
Side-effect classification
unclassified

Score history

DayScoreTierMethodology
2026-08-25100.0shallowv0.2.0

Probe evidence

ProbeOutcomes
schema_integritypass: 1

Raw request/response logs are not archived yet — the outcome counts above are drawn directly from every recorded trial.

Embed this score

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Vouch score: how_long_it_stays
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how_long_it_stays — Vouch