mortgage_affordability

shallow

ca.homecalc/calculators · Verify this server

Work out the maximum home price a Canadian buyer qualifies for: binary-searches the price that keeps both the GDS (39%) and TDS (44%) ratios satisfied at the OSFI stress-test rate, honouring the Dec-2024 minimum down payment tiers and the $1.5M CMHC insurability ceiling. Returns max price, max mortgage, CMHC premium, monthly payment, and the GDS/TDS ratios.

100.0/100

1 trials · measured today

mortgage_affordability scores 100.0/100 on Vouch's measured behaviour index, from 1 real invocation trials against ca.homecalc/calculators, measured 20 Oct 2026 under methodology v0.2.0. Every measured component scored 100.

Component breakdown

ComponentWeightValue
Reliability35%not applicable
Schema integrity25%100.0
Failure behaviour15%not applicable
Latency15%not applicable
Concurrency10%not applicable

Tool details

Transport
remote
Credential class
self-provisionable
Input schema
not declared
Output schema
not declared
Side-effect classification
unclassified

Score history

DayScoreTierMethodology
2026-10-20100.0shallowv0.2.0

Probe evidence

ProbeOutcomes
schema_integritypass: 1

Raw request/response logs are not archived yet — the outcome counts above are drawn directly from every recorded trial.

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Vouch score: mortgage_affordability
[![Vouch score](https://vouch.tools/api/tools/e4d7e7a7-2cb7-4642-976e-04da5401f12d/badge.svg)](https://vouch.tools/tools/e4d7e7a7-2cb7-4642-976e-04da5401f12d)
mortgage_affordability — Vouch