find_product_rates_near_zip
shallowdev.rateapi/mcp · Verify this server
Use when someone asks for the best mortgage, auto-loan, HELOC, personal-loan, student-loan, equipment-loan, or credit-card rates near them and provides a ZIP. Finds the nearest NCUA-reported branch set, keeps credit unions with a current product-matched published rate, and ranks those offers by lowest APR with approximate distance as a tie-breaker. HELOC matching excludes closed-end home-equity loans. This is a local shopping shortlist: distance is straight-line, membership is not guaranteed, and published APR is not personalized approval.
1 trials · measured 2 days ago
find_product_rates_near_zip scores 100.0/100 on Vouch's measured behaviour index, from 1 real invocation trials against dev.rateapi/mcp, measured 31 Aug 2026 under methodology v0.2.0. Every measured component scored 100.
Component breakdown
| Component | Weight | Value |
|---|---|---|
| Reliability | 35% | not applicable |
| Schema integrity | 25% | 100.0 |
| Failure behaviour | 15% | not applicable |
| Latency | 15% | not applicable |
| Concurrency | 10% | not applicable |
Tool details
- Transport
- remote
- Credential class
- open
- Input schema
- not declared
- Output schema
- not declared
- Side-effect classification
- unclassified
Score history
| Day | Score | Tier | Methodology |
|---|---|---|---|
| 2026-08-31 | 100.0 | shallow | v0.2.0 |
Probe evidence
| Probe | Outcomes |
|---|---|
| schema_integrity | pass: 1 |
Raw request/response logs are not archived yet — the outcome counts above are drawn directly from every recorded trial.
Embed this score
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[](https://vouch.tools/tools/de5d4462-56bc-4466-8f8a-311932223b4c)