fdic_analyze_bank_health

io.github.jflamb/fdic-mcp-server · Verify this server

Produce a CAMELS-style analytical assessment for a single FDIC-insured institution using the public off-site proxy model. Scores five components — Capital (C), Asset Quality (A), Earnings (E), Liquidity (L), Sensitivity (S) — using published FDIC financial data and derives a weighted composite rating (1=Strong to 5=Unsatisfactory), plus a proxy model overall band (1.0–4.0 scale). Output includes: - Composite and component ratings with individual metric scores - Proxy model overall assessment band with capital classification - Management overlay assessment (inferred from public data patterns) - Trend analysis across prior quarters for key metrics - Risk signals flagging critical and warning-level concerns - Structured JSON for programmatic consumption (legacy + proxy fields) NOTE: Management (M) is omitted from component scoring — cannot be assessed from public data. Sensitivity (S) uses proxy metrics (NIM trend, securities concentration). This is a public off-site analytical proxy, not an official CAMELS rating.