lending_grade

shallow

io.github.Dcroyalty/uxus · Verify this server

A-F risk grade for one XRP Ledger lending vault or loan broker, from on-ledger data only (size, utilization, first-loss cover ratio, late/impaired/defaulted loans, unrealized loss, realized yield), with every rule that moved the grade. Not a credit rating. This is a PAID x402 call: $0.02 USDC on Base at GET /api/lending/grade. This tool returns the payment resource to call; it does not compute the grade. NOT LIVE YET: it goes live when XRPL lending (the LendingProtocol and SingleAssetVault amendments) is enabled on mainnet. Until then this tool returns available:false and GET /api/lending/grade returns 503 with no charge. Params: id (64-hex Vault or LoanBroker ID, required); type (vault | broker, optional).

100.0/100

1 trials · measured today

lending_grade scores 100.0/100 on Vouch's measured behaviour index, from 1 real invocation trials against io.github.Dcroyalty/uxus, measured 20 Oct 2026 under methodology v0.2.0. Every measured component scored 100.

Component breakdown

ComponentWeightValue
Reliability35%not applicable
Schema integrity25%100.0
Failure behaviour15%not applicable
Latency15%not applicable
Concurrency10%not applicable

Tool details

Transport
remote
Credential class
self-provisionable
Input schema
not declared
Output schema
not declared
Side-effect classification
unclassified

Score history

DayScoreTierMethodology
2026-10-20100.0shallowv0.2.0

Probe evidence

ProbeOutcomes
schema_integritypass: 1

Raw request/response logs are not archived yet — the outcome counts above are drawn directly from every recorded trial.

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Vouch score: lending_grade
[![Vouch score](https://vouch.tools/api/tools/c70eeaaf-d0c5-4817-b7ad-f36b1d0bcd58/badge.svg)](https://vouch.tools/tools/c70eeaaf-d0c5-4817-b7ad-f36b1d0bcd58)
lending_grade — Vouch