appraise_listing

fr.calesvaut/calesvaut · Verify this server

Compares a French listing's asking price with recent recorded sales (DVF) of the same type and a similar size around it (the smallest radius with enough of them): estimate with its interquartile range, gap and verdict, closest comparables (sales over 2.5 times off the median price per m² are left out as no market price), a headline such as "12 % au-dessus du marché", local price trend, the commune's main crime rates against France, its rent for the type (monthly rent for the floor area, gross yield at the asking price), its share of passoires thermiques (DPE F or G) for the type, its natural risks, its local tax rates (taxe foncière, waste tax, taxe d'habitation on second homes), its home internet (fibre and wired speeds), each mobile operator's 4G coverage level at the address (mobile_4g) and their antennas, amenities within 500 m, and the address's sea view when it has one. The estimate is the prix normal (resales without a view of the sea around) plus the premiums that apply (premiums): the energy label's discount or premium (décote/surcote DPE, resales only) when the label is known (energy, else its title and description say it: « DPE : F »), what the label fetches against the commune's mix of labels (ADEME) after the Notaires de France's « valeur verte » of 2024 resales per région and type (rates: each label's); the new-build premium (surcote neuf: what new homes sold off-plan fetch over resales in the commune, DVF 2023–2025; where it sold few, its département's read at the price of the resales around, the dearer they are the smaller) when the listing is new (new_build, else its title and description say so: VEFA, programme neuf, livraison prévue…), and the sun premium (surcote soleil) when the sun goes down into the sea (or the sea is seen) from its address, else when its description says so (unverified); the gap and verdict are against that total. It also gives what financing the asking price costs at France's current home-loan rates (financing: L'Observatoire Crédit Logement/CSA's latest month, per 15, 20 and 25 years: rate, monthly payment, total interest, and the commune's rent for the floor area minus the payment, borrowing the price and 8 % purchase costs less a 10 % down payment).