get_denial_reason_shares
shallowio.github.financeratecalc/frc-mcp · Verify this server
Which reasons FHA denials cite, 2025: median and maximum share per HMDA reason (DTI, credit history, collateral, unverifiable information, insufficient cash, employment, incomplete application, other) across the 100 largest lenders, or one lender's own shares. PARAM: optional lender name or slug. RETURNS: shares in percent, the lender with the highest share per reason, universe, and any open discrepancy note. Reason fields are not a partition; shares need not sum to 100. NOT FOR: why a specific application was denied. Historical observation computed from the public CFPB HMDA 2025 record (actions 1,2,3; loan_type 2). Not a prediction about any individual application. Attribution: FinanceRateCalc, CC BY 4.0.
No longer in the registry. The MCP registry stopped listing this server as of 20 Oct 2026. This report card stays available because the measurement was real, but the tool is excluded from search, rankings, and Vouch’s corpus counts. A published behaviour score is never recomputed or removed — it reflects what was measured while the server was listed.
1 trials · measured 34 days ago
get_denial_reason_shares scores 100.0/100 on Vouch's measured behaviour index, from 1 real invocation trials against io.github.financeratecalc/frc-mcp, measured 16 Sept 2026 under methodology v0.2.0. Every measured component scored 100.
Component breakdown
| Component | Weight | Value |
|---|---|---|
| Reliability | 35% | not applicable |
| Schema integrity | 25% | 100.0 |
| Failure behaviour | 15% | not applicable |
| Latency | 15% | not applicable |
| Concurrency | 10% | not applicable |
Tool details
- Transport
- remote + stdio
- Credential class
- open
- Input schema
- not declared
- Output schema
- not declared
- Side-effect classification
- unclassified
Score history
| Day | Score | Tier | Methodology |
|---|---|---|---|
| 2026-09-16 | 100.0 | shallow | v0.2.0 |
Probe evidence
| Probe | Outcomes |
|---|---|
| schema_integrity | pass: 1 |
Raw request/response logs are not archived yet — the outcome counts above are drawn directly from every recorded trial.
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