compare_federal_student_loan_repayment_plans

shallow

tech.finology/student-loan · Verify this server

Compare every federal repayment plan a loan can elect (Standard, RAP, IBR, PAYE, ICR) on the current federal rules: monthly payment, lifetime cost, forgiveness timing and the estimated tax on forgiven balances. Plans the loan cannot elect are listed with the reason. For Parent PLUS it also runs the consolidation path unprompted, because that is the number that decides. loanType drives PLAN ELIGIBILITY, not just the rate: choose accurately.

100.0/100

1 trials · measured 27 days ago

compare_federal_student_loan_repayment_plans scores 100.0/100 on Vouch's measured behaviour index, from 1 real invocation trials against tech.finology/student-loan, measured 11 Sept 2026 under methodology v0.2.0. Every measured component scored 100.

Component breakdown

ComponentWeightValue
Reliability35%not applicable
Schema integrity25%100.0
Failure behaviour15%not applicable
Latency15%not applicable
Concurrency10%not applicable

Tool details

Transport
remote + stdio
Credential class
gated
Input schema
not declared
Output schema
not declared
Side-effect classification
unclassified

Score history

DayScoreTierMethodology
2026-09-11100.0shallowv0.2.0

Probe evidence

ProbeOutcomes
schema_integritypass: 1

Raw request/response logs are not archived yet — the outcome counts above are drawn directly from every recorded trial.

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Vouch score: compare_federal_student_loan_repayment_plans
[![Vouch score](https://vouch.tools/api/tools/7cd3048c-8124-4fca-b24d-b45c253d7dd1/badge.svg)](https://vouch.tools/tools/7cd3048c-8124-4fca-b24d-b45c253d7dd1)
compare_federal_student_loan_repayment_plans — Vouch