fdic_peer_group_analysis

io.github.jflamb/fdic-mcp-server · Verify this server

Build a peer group for an FDIC-insured institution and rank it against peers on financial and efficiency metrics at a single report date. Three usage modes: - Subject-driven: provide cert and repdte — auto-derives peer criteria from the subject's asset size and charter class - Explicit criteria: provide repdte plus asset_min/asset_max, charter_classes, state, or raw_filter - Subject with overrides: provide cert plus explicit criteria to override auto-derived defaults Metrics ranked (fixed order): - Total Assets, Total Deposits, ROA, ROE, Net Interest Margin - Equity Capital Ratio, Efficiency Ratio, Loan-to-Deposit Ratio - Deposits-to-Assets Ratio, Non-Interest Income Share Rankings use competition rank (1, 2, 2, 4). Rank, denominator, and percentile all use the same comparison set: matched peers plus the subject institution. Output includes: - Subject rankings and percentiles (when cert provided) - Peer group medians - Peer list with CERTs (pass to fdic_compare_bank_snapshots for trend analysis) - Metric definitions with directionality metadata Override precedence: cert derives defaults, then explicit params override them.