fdic_detect_risk_signals

io.github.jflamb/fdic-mcp-server · Verify this server

Scan FDIC-insured institutions for early warning risk signals using the public_camels_proxy_v1 analytical engine. Standardized signal codes with severity levels: - Critical: capital_undercapitalized (PCA breach), earnings_loss (ROA < 0), reserve_coverage_low (< 50%) - Warning: capital_buffer_erosion, credit_deterioration, credit_deterioration_trending, earnings_pressure, margin_compression, funding_stress, funding_ltd_stretched, rate_risk_proxy_elevated, wholesale_funding_elevated - Info: merger_distorted_trend, stale_reporting_period Three scan modes: - State-wide: provide state to scan all active institutions - Explicit list: provide certs (up to 50) - Asset-based: provide asset_min/asset_max Output: Per-institution risk signals ranked by severity count. The proxy engine drives signal generation internally; the output is signal-shaped, not assessment-shaped. NOTE: Public off-site analytical proxy — not official supervisory ratings.