calculate_net_salary_finland

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Gross-to-net salary calculator for Finland, from the JobCrawls tax iceberg calculator. Use for questions like "what is 4000 gross net in Finland", "paljonko jää käteen 4200 euron bruttopalkasta Helsingissä", or "vad blir nettolönen på 3800 brutto i Helsingfors". Give a gross salary (EUR per month by default, or per year), or a target net to get the gross it takes, and optionally the municipality, employer size, age, dependent children, commuting costs and investment income. It does not accept church membership or union fees. The linked page comes back in the language detected from "municipality" when locale is omitted, else English; pass locale explicitly to override. Returns monthly and annual breakdowns: employee pension and unemployment contributions, state, municipal, church and Yle taxes, net pay, employer contributions and the true cost of employment, plus the effective tax rate, the assumptions used and a link to the same scenario on jobcrawls.com. Uses the current tax year's official Finnish parameters; an estimate, not tax advice.