get_lending_exposure

io.github.Dcroyalty/xrplhub · Verify this server

A borrower's TOTAL XLS-66 lending exposure across ALL loan brokers in one call — the XRP Ledger has no aggregate borrower-debt object, so a broker carrying first-loss capital cannot see a borrower's total leverage elsewhere. Returns: outstanding by asset, loan count, distinct broker count, defaults / impairments / overdue, XRPLHub's XRPLScore, and an observation history summary. IMPORTANT: XLS-66 keeps CURRENT exposure only. A defaulted loan zeroes its own amounts (the flag is the credit event, not the balance), and either the borrower or the broker can delete a paid or defaulted loan to reclaim the borrower's reserve — a borrower can erase evidence of their own default. Every call here persists an immutable Merkle-anchored snapshot. `disposition` = 'no-loans-ever' means we have never observed a loan (NOT proof of none); 'history-only' means loans were seen before but none are on the ledger now. XLS-66 is not yet enabled on mainnet — until it is, this returns amendment-not-active with the live XRPLScore. Not underwriting or credit advice. Params: borrower (r..., required). Free via MCP.