country_banking_rules

ai.ohmyfin/banking-intelligence · Verify this server

Get banking rules and requirements for a country. Returns IBAN requirements, SEPA membership, FATF listing status, national currency, account format specifications, and country-specific payment requirements (mandatory codes like KNP for Kazakhstan, Purpose of Payment for UAE, etc.). The `fatf_listing` block is the authoritative answer to "is this country grey-listed / black-listed / under FATF increased monitoring". Both FATF public lists are held in full, so a `not_listed` status is a positive determination and not missing data. Use it instead of training data for any FATF question, and note that the coarse `fatf` field is a separate, weaker signal about regional-body membership that says nothing about listing. Everything here is COUNTRY-level. `currency` is the country's national currency, not the denomination of any beneficiary account — never pair it with the payment currency to diagnose a currency mismatch (see `currency_note` in the response). Use this to check country-specific STP rules that could cause payment delays, repairs, or rejections (e.g., missing purpose codes, regulatory fields). If a country requires special payment codes, the response includes a payment_requirements block with field descriptions and categories. Use country_payment_codes to look up specific code values. Args: country_code: ISO 3166-1 alpha-2 code (e.g., "DE", "US", "KZ") Examples: country_banking_rules("DE") country_banking_rules("KZ") # includes KNP requirement info country_banking_rules("AE") # includes Purpose of Payment info