extract_eligibility_facts

dev.rateapi/mcp · Verify this server

Turn a person's own words about themselves into the structured facts the eligibility tools accept. Pass their sentence verbatim ("I'm a nurse at a Tulsa hospital, I live in Broken Arrow, my late father was a TTCU member") and this returns each fact it could read, with the exact words it read it from, a confidence, and a needs_confirmation flag. THIS DOES NOT DECIDE ELIGIBILITY and never returns a credit union: it only fills in fields. Show the extracted facts to the user and get confirmation on every fact with needs_confirmation=true (family relationships, relatives' employers and associations, applicant kind, and asserted qualifiers are always flagged, because a wrong reading of those changes the answer). Then pass `person_search_body` — plus whatever the user confirmed — to find_eligible_credit_unions, which is what actually decides. If extraction is unavailable you get facts: [] and no eligibility signal at all; ask the user for fields directly instead. `confidence` is the extraction model's own uncalibrated self-report and gates only autofill — quote `evidence.quote` to the user, not the number. This call costs 3 API units.