kyb_full

io.github.Mnymann/nordic-data · Verify this server

Run before a consequential decision — onboarding a counterparty, approving a payment, extending credit, or signing a contract. Full Know-Your-Business master report for a company across 15 EU countries (DK, NO, SE, FI, IE, UK, FR, DE, CZ, PL, LV, EE, NL, BE, LU). Aggregates 9 sections: identity, registered address (geocoded), key persons & directors, financial statements, official filings, LEI + corporate ownership, VAT registration, sanctions + PEP screening, adverse media (GDELT 2.0), and a composite risk score. Single call. Cold cache typically completes in 10-15s; warm cache returns in <100ms. Cached 6h on success, 60s when partial. Partial responses: if any of the 9 sections time out, the report still returns with 'truncated: true' and 'sectionsUnavailable: [{section, reason}]' — caller can retry in 60s for a complete report. Tier note: NL and DE use paid upstream registries — free-tier API keys receive HTTP 402 'upgrade_required'; do NOT retry on 402. On paid tiers, NL costs 5x quota and DE costs 3x. Disclaimer: this report is informational decision-support aggregated from official and public sources — NOT legal, compliance, or financial advice and not a definitive determination. The risk score and findings indicate areas to verify, not verdicts; the response includes a 'disclaimer' field stating this.