nz_parental_leave_calculator

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New Zealand paid parental leave: the payment, and the shortfall. Use for: 'how much is paid parental leave', 'can I afford to take parental leave', 'am I eligible for parental leave', 'how much less will I earn on parental leave'. LEAD YOUR ANSWER WITH THE GAP, not the payment. The payment is capped, so anyone earning over roughly $42,000 receives exactly the cap and already knows that number. What they do not know is weekly_gap and total_gap, how much less arrives and what it adds up to over the leave. That is the figure the decision actually turns on. Eligibility is a gate, not a reduction: 26 weeks of work in the year before the due date, at 10 or more hours a week. Fail either and the payment is zero. ineligible_reason names which test failed and by how much, so say that rather than only "not eligible". Args: annual_income: Gross annual income before tax, in NZD. employment_type: "employee" or "self_employed". Only the self-employed get the statutory weekly minimum. hours_per_week: Average hours a week. weeks_worked: Weeks worked in the 52 before the due date. weeks_of_leave: Weeks of the 26 week entitlement this parent takes. kiwisaver_opt_in: Contributions during leave are OPT IN. Worth raising unprompted: someone who does nothing contributes nothing for the whole period, employer share included. kiwisaver_rate: Employee rate as a decimal. Returns: Weekly and total payment, the weekly and total gap against usual pay, eligibility with a reason, weeks left for a partner, and what opting into KiwiSaver is worth over the leave. IRD administers this and its assessment is the one that counts. Does not cover preterm baby payments, keeping in touch hours, or partner transfers.