get_small_loan_penalty
shallowio.github.financeratecalc/frc-mcp · Verify this server
Small-loan vs big-loan FHA denial rates by state, 2025. Use for 'are small mortgages denied more', 'which state has the biggest small-loan gap'. PARAM: optional two-letter state; omit for the ranked list of all states. RETURNS: small (<$150K) and big (>$250K) denial rates, penalty ratio, ranking, and any open discrepancy note. NOT FOR: lender-level or metro questions, or loan sizes between the two bands (not published). Historical observation computed from the public CFPB HMDA 2025 record (actions 1,2,3; loan_type 2). Not a prediction about any individual application. Attribution: FinanceRateCalc, CC BY 4.0.
No longer in the registry. The MCP registry stopped listing this server as of 20 Oct 2026. This report card stays available because the measurement was real, but the tool is excluded from search, rankings, and Vouch’s corpus counts. A published behaviour score is never recomputed or removed — it reflects what was measured while the server was listed.
1 trials · measured 36 days ago
get_small_loan_penalty scores 100.0/100 on Vouch's measured behaviour index, from 1 real invocation trials against io.github.financeratecalc/frc-mcp, measured 16 Sept 2026 under methodology v0.2.0. Every measured component scored 100.
Component breakdown
| Component | Weight | Value |
|---|---|---|
| Reliability | 35% | not applicable |
| Schema integrity | 25% | 100.0 |
| Failure behaviour | 15% | not applicable |
| Latency | 15% | not applicable |
| Concurrency | 10% | not applicable |
Tool details
- Transport
- remote + stdio
- Credential class
- open
- Input schema
- not declared
- Output schema
- not declared
- Side-effect classification
- unclassified
Score history
| Day | Score | Tier | Methodology |
|---|---|---|---|
| 2026-09-16 | 100.0 | shallow | v0.2.0 |
Probe evidence
| Probe | Outcomes |
|---|---|
| schema_integrity | pass: 1 |
Raw request/response logs are not archived yet — the outcome counts above are drawn directly from every recorded trial.
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