missed_payment_guide
shallowca.creditgps/canadian-credit · Verify this server
What happens when a Canadian credit card payment is missed: the roughly 30-day gap before it is reported at all, the Canadian R1-R9 rating scale a tradeline actually carries, and how long a reported late payment stays on the file. Call this for a missed, late, or nearly-late payment, or for "how long will this hurt me". The Canadian answer differs from the American one on both the scale and the duration, and the 30-day gap is frequently actionable — a payment caught inside it often never reaches the file.
1 trials · measured 8 days ago
missed_payment_guide scores 100.0/100 on Vouch's measured behaviour index, from 1 real invocation trials against ca.creditgps/canadian-credit, measured 25 Aug 2026 under methodology v0.2.0. Every measured component scored 100.
Component breakdown
| Component | Weight | Value |
|---|---|---|
| Reliability | 35% | not applicable |
| Schema integrity | 25% | 100.0 |
| Failure behaviour | 15% | not applicable |
| Latency | 15% | not applicable |
| Concurrency | 10% | not applicable |
Tool details
- Transport
- remote
- Credential class
- self-provisionable
- Category
- Finance & compliance
- Input schema
- not declared
- Output schema
- not declared
- Side-effect classification
- unclassified
Score history
| Day | Score | Tier | Methodology |
|---|---|---|---|
| 2026-08-25 | 100.0 | shallow | v0.2.0 |
Probe evidence
| Probe | Outcomes |
|---|---|
| schema_integrity | pass: 1 |
Raw request/response logs are not archived yet — the outcome counts above are drawn directly from every recorded trial.
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