vaults_earned

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What depositors actually KEPT, against what their vault advertised. Not the vault’s return, which is what a unit held throughout would have earned: this is read from the depositor register, per vault, and set against the venue’s own quote scaled to how long those depositors have held. Measured today: of the vaults with a comparison, four in five gave their depositors less, at a median of thirty points short. TWO THINGS TO REPEAT WHENEVER QUOTING IT. A depositor who withdrew everything is not in the register and the ones who left after losing are exactly the ones a return figure most needs, so this reads BETTER than the truth rather than worse; and `gapPoints` is percentage POINTS, not per cent, because a depositor cannot lose more than they put in. The aggregate and the widest gaps are free; the rest of the list needs the earned.detail capability and `withheld` says how many are missing.