insurepulse

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InsurePulse: AI-synthesized insurance intelligence. Auto coverage analysis, life insurance needs calculator, homeowners gap finder, annual coverage review, renters guidance — plus the Prompt-Pay Interest Engine: deterministic late-claim statutory interest math (TX 18%/prime+5, FL from notice date, NY no-fault 2%/mo, AZ 10%, GA 12%, CA 15%+penalty) with citation-locked demand letters. All endpoints require x402 Coverage: Global Endpoints: • auto ($0.10): Auto insurance analysis • life ($0.10): Life insurance needs calculator • home ($0.10): Homeowners insurance gap analysis • review ($0.15): Annual insurance coverage review • renters ($0.08): Renters insurance guide • business ($0.10): Business insurance guidance • claim ($0.08): Insurance claims guidance • disability ($0.10): Disability insurance analysis • life-event ($0.10): Life-event insurance checklist • rate ($0.08): Insurance rate optimizer • umbrella ($0.08): Umbrella insurance analysis • health ($0.15): Health insurance explained • prompt-pay ($0.05): Late-claim interest check — statutory prompt-pay interest math (deterministic, no LLM) • prompt-pay-letter ($2.00): Citation-locked late-claim interest demand letter ($2) • prompt-pay-check ($0.25): Agent-tier ($0.25) preview of the prompt-pay demand letter — statute/deadline/interest framework, deterministic, no LLM