get_user_summary

com.aave/mcp · Verify this server

A wallet's aggregate position and health factor. Omit chainId and both versions cover every chain they serve, stating which under 'chainsCovered'; there is no need to loop over chains yourself. 'chainsNotServed', when present, lists chains this API holds no market on: Aave supports the chain, there is nothing here to read, so an empty result for one of them is not an answer about that chain, and asking again returns the same nothing. Ask for one of those chains on its own and the reply is the scope alone, with no totals: a zero would read as a real balance. v4 returns a cross-chain summary (lowest health factor, totals, net APY). v3 has no cross-market aggregate, so it returns one entry per market the wallet actually holds a position in, each with its own health factor; 'marketsWithPosition': 0 means the wallet holds no v3 position anywhere, not that the read was narrow or that the wallet is empty: token balances are not here. For what it holds, pass 'user' to get_markets, which returns walletBalance per reserve.