payoff_timeline
shallowca.creditgps/canadian-credit · Verify this server
How long a card takes to clear at a fixed monthly payment, and what the interest costs over that time. Answers "if I pay $200 a month, when is this paid off?" and "what happens if I only pay the minimum?". This is a cost question, not a reporting one — it does not change what the bureaus see. Use reported_snapshot or simulate_paydown for that. Requires the card's purchase APR: without it no timeline is returned, because the rate decides the answer.
1 trials · measured 8 days ago
payoff_timeline scores 100.0/100 on Vouch's measured behaviour index, from 1 real invocation trials against ca.creditgps/canadian-credit, measured 25 Aug 2026 under methodology v0.2.0. Every measured component scored 100.
Component breakdown
| Component | Weight | Value |
|---|---|---|
| Reliability | 35% | not applicable |
| Schema integrity | 25% | 100.0 |
| Failure behaviour | 15% | not applicable |
| Latency | 15% | not applicable |
| Concurrency | 10% | not applicable |
Tool details
- Transport
- remote
- Credential class
- self-provisionable
- Category
- Finance & compliance
- Input schema
- not declared
- Output schema
- not declared
- Side-effect classification
- unclassified
Score history
| Day | Score | Tier | Methodology |
|---|---|---|---|
| 2026-08-25 | 100.0 | shallow | v0.2.0 |
Probe evidence
| Probe | Outcomes |
|---|---|
| schema_integrity | pass: 1 |
Raw request/response logs are not archived yet — the outcome counts above are drawn directly from every recorded trial.
Embed this score
Available for every tool, scored or not — not a verification perk. Always links back to this page.
[](https://vouch.tools/tools/0e17f182-c5a9-431e-9f7f-10a67a6c3a60)