wealthpulse

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WealthPulse: Personal finance intelligence API. 12 endpoints grounded in live FRED rate data — financial health, retirement, debt, credit cards, mortgage, Social Security, tax optimization, Roth vs Traditional, em Coverage: Global Endpoints: • snapshot ($0.15): Financial health snapshot • retire ($0.15): Retirement readiness projection • debt ($0.10): Avalanche vs snowball debt payoff strategy • cards ($0.10): Best credit card for your spending profile • mortgage ($0.10): How much house can I afford • debt-negotiate ($0.15): Can I settle this debt for less • advisor ($0.10): Financial advisor finder, comparison, and background check • ssa ($0.15): Social Security claiming strategy • tax ($0.15): Year-end tax optimization • roth ($0.10): Roth vs Traditional IRA/401k decision • emergency ($0.10): Emergency fund sizing • inheritance ($0.10): Inherited IRA and estate rules • trump-account ($0.15): Trump Account (IRC §530A) eligibility, strategy, and rules • bank-health ($0.25): Is my bank safe? FDIC Call Report bank-health check • bank-check ($0.02): FDIC bank-health check — deterministic Call Report primitive • unclaimed ($0.50): Find unclaimed money owed to you • card-benefit ($0.05): Credit-Card Benefit Coverage Check • card-benefit-pack ($2.00): Card-Benefit Claim Pack • card-benefit-preview ($0.25): Card-Benefit Coverage PREVIEW