finance.betteroff/public

name:finance.betteroff/public

Anonymous public tools for BetterOff. See the published agent boundary before use.

transport:: remote
credential class:: open

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Tools

calc_compound_interest
Read-only educational calculator. Calculates compound interest from principal, monthly contributions, annual return, years, and annual, monthly, weekly, or daily compounding. Returns a result from caller-supplied public inputs without changing page or account state, accessing BetterOff customer data, or providing personalized financial advice.
shallow
calc_dca
Read-only educational calculator. Compares dollar-cost averaging versus lump-sum investing across market scenarios with configurable cadence and horizon. Returns a result from caller-supplied public inputs without changing page or account state, accessing BetterOff customer data, or providing personalized financial advice.
shallow
calc_debt_payoff
Read-only educational calculator. Runs debt payoff projections across multiple debts using avalanche or snowball strategy and extra monthly payment. Returns a result from caller-supplied public inputs without changing page or account state, accessing BetterOff customer data, or providing personalized financial advice.
shallow
calc_emergency_fund
Read-only educational calculator. Calculates emergency fund target from monthly expenses and coverage months, tracks progress, and estimates time-to-goal. Returns a result from caller-supplied public inputs without changing page or account state, accessing BetterOff customer data, or providing personalized financial advice.
shallow
calc_fire
Read-only educational calculator. Estimates financial independence target from annual expenses, withdrawal rate, current savings, monthly investment, and return assumptions. Returns a result from caller-supplied public inputs without changing page or account state, accessing BetterOff customer data, or providing personalized financial advice.
shallow
calc_impermanent_loss
Read-only educational calculator. Estimates impermanent loss from initial investment and token price multipliers in a 50/50 constant-product AMM. Returns a result from caller-supplied public inputs without changing page or account state, accessing BetterOff customer data, or providing personalized financial advice.
shallow
calc_inflation
Read-only educational calculator. Projects purchasing power erosion from a present amount, year horizon, and annual inflation rate percent. Returns a result from caller-supplied public inputs without changing page or account state, accessing BetterOff customer data, or providing personalized financial advice.
shallow
calc_investment_return
Read-only educational calculator. Calculates total return, annualized return (CAGR), and dollar gain from initial investment, final value, years, and dividends. Returns a result from caller-supplied public inputs without changing page or account state, accessing BetterOff customer data, or providing personalized financial advice.
shallow
calc_mortgage
Read-only educational calculator. Calculates monthly PITI mortgage payment, total interest, total cost, and builds amortization schedule from home price, down payment, rate, and term. Returns a result from caller-supplied public inputs without changing page or account state, accessing BetterOff customer data, or providing personalized financial advice.
shallow
calc_net_worth
Read-only educational calculator. Calculates net worth from asset and debt entries, plus liquid net worth and debt percentage of assets. Returns a result from caller-supplied public inputs without changing page or account state, accessing BetterOff customer data, or providing personalized financial advice.
shallow
calc_paycheck
Read-only educational calculator. Estimates 2026 take-home pay from salary or hourly wages, pay frequency, filing status, state, W-4 settings, FICA, and pre-tax deductions. Returns a result from caller-supplied public inputs without changing page or account state, accessing BetterOff customer data, or providing personalized financial advice.
shallow
calc_portfolio_allocation
Read-only educational calculator. Calculates an illustrative portfolio allocation across U.S. stocks, international stocks, bonds, and cash based on years to retirement and risk tolerance. Returns a result from caller-supplied public inputs without changing page or account state, accessing BetterOff customer data, or providing personalized financial advice.
shallow
calc_retirement
Read-only educational calculator. Projects retirement savings from age, contributions, return assumptions, and income target, returns the year-by-year balance at each age, then estimates the gap using a 4% withdrawal assumption. Returns a result from caller-supplied public inputs without changing page or account state, accessing BetterOff customer data, or providing personalized financial advice.
shallow
calc_savings_goal
Read-only educational calculator. Calculates a savings-goal timeline, required monthly savings, and weekly equivalent from a target, current balance, return, and deadline. Returns a result from caller-supplied public inputs without changing page or account state, accessing BetterOff customer data, or providing personalized financial advice.
shallow
calc_subscription_cost
Read-only educational calculator. Normalizes mixed-interval subscriptions into monthly-equivalent costs, ranks by impact, and computes triage savings, category totals, and future-price scenarios. Returns a result from caller-supplied public inputs without changing page or account state, accessing BetterOff customer data, or providing personalized financial advice.
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compare_public_scenarios
Use this when an agent needs to run two inputs through the same free public calculator. Returns both results without ranking or personalized advice.
shallow
get_feature_details
Use this when an agent needs public details about one BetterOff feature from the allow-listed corpus. Do not use it for authenticated product state.
shallow
get_pricing
Use this when an agent needs BetterOff's canonical public pricing facts and assumptions. Do not use it for customer billing or account data.
shallow
get_public_calculator_contract
Use this before running a calculator to retrieve its exact bounded input schema, output schema, methodology, assumptions, and canonical source.
shallow
list_public_calculators
Use this to discover BetterOff's free public calculators before choosing one. Results contain canonical URLs and never access customer data.
shallow
run_public_calculator
Use this when an agent needs to run one free public BetterOff calculator with bounded JSON input. Results are educational calculations, not personalized financial advice.
shallow
search_public_docs
Use this when an agent needs to search BetterOff public product, pricing, trust, or calculator documents. Do not use it for customer, household, account, or personalized financial data.
shallow

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