ai.rightcard/mcp
pkg:npm:rightcard-mcp
Which of your credit cards to use at any store, from verified bank data. No bank login.
- transport:
- remote + stdio
- credential class:
- open
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- best_cardshallow
Which of the given cards earns the most at a store (merchant) or for a spend category, today. Returns the card, the honest rate, why, and caveats (merchant-code traps, activation, ties). Base rates + rotating bonuses + built-in card benefits only; a user's personal bank offers live on their phone and are not consulted here.
- cardshallow
Everything RightCard knows about one card: rates by category, base rate, currency, annual fee, verification status, live rotating windows, and the choose-your-category spec if it has one.
- lookup_merchantshallow
The store's reward category as RightCard's directory files it, its merchant type, and the merchant-code caveat when a category bonus usually will not post there (superstores like Walmart/Target, warehouse clubs like Costco/Sam's). Same ranking the app uses.
- rotating_calendarshallow
Live and upcoming rotating-category windows (Freedom Flex, Discover it, Citi Dividend…) and permanent merchant benefits, from the same verified data as the app. Optionally filter by card id.
- search_cardsshallow
Search RightCard's catalog by card or issuer name to get the ids to pass into best_card. Verified cards first; unverified cards are flagged, never hidden.
Embed this server’s score
Tool count and median score across every tool in this server’s corpus — honest in a way a single cherry-picked tool’s badge wouldn’t be.
[](https://vouch.tools/servers/97cd1967-fb38-43e4-90a4-b525b12247fb)