com.moltlinestudio/personal

Tools

• budget_split

  Split monthly income into needs/wants/savings buckets with weekly equivalents. FREE. Defaults to the 50/30/20 rule, fully customizable. Typical input {"monthly_income": 4000} returns {"needs": {"pct": 50, "monthly": 2000.0, "weekly": 461.54}, "wants": {...}, "savings": {...}, "note": "..."}. Use when monthly income needs allocating across buckets. Not for how long a target takes to reach (savings_goal). Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": "<what is wrong and how to fix it>"} (for example {"error": "monthly_income must be > 0"}). Every call is read-only and idempotent, so after correcting the input it is always safe to retry.

  shallow
• countdown_days

  Count the days until each named event, soonest first. FREE. Typical input {"events": {"Launch": "2026-10-01", "Trip": "2026-09-05"}} returns {"today": "YYYY-MM-DD", "events": [{"event": "Trip", "date": "2026-09-05", "days_away": 20}, ...]}; a bad date gets a per-event error entry instead of failing the whole call. Use to rank named dates by how soon they arrive. Not for working-day math, which the timeops server's business_days handles, and not for building a review schedule (spaced_repetition_plan). Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": "<what is wrong and how to fix it>"}. Every call is read-only and idempotent, so after correcting the input it is always safe to retry.

  shallow
• get_free_skill

  Load a product's free gateway skill with its complete instructions. FREE. Typical input {"slug": "inbox-assistant"} returns {"slug": ..., "skill": "<skill name>", "instructions": "<full skill text>"}. Returns exactly one skill - the product's free gateway skill - chosen automatically from the slug, with no plan required. Use when the caller wants usable instructions immediately. Not for the product's other skills: those are named and need get_full_skill with a skill_name, which requires a paid plan. Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": "<what is wrong and how to fix it>"} (for example {"error": "unknown slug '<value>'. Use list_products."}). Every call is read-only and idempotent, so after correcting the input it is always safe to retry.

  shallow
• get_full_product

  Load one product in full: its persona plus every paid skill. PREMIUM (license). Typical input {"slug": "inbox-assistant"} returns {"slug": ..., "name": ..., "persona": "<persona text>", "skills": [{"name": ..., "instructions": ...}, ...], "free_skill": {...}}. Returns persona plus every skill for one product. Use when the caller wants the whole product. Not for a single skill (get_full_skill) and not for a free look, which list_products and get_free_skill provide with no plan. Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": "<what is wrong and how to fix it>"} (for example {"error": "unknown slug '<value>'"}). Every call is read-only and idempotent, so after correcting the input it is always safe to retry.

  shallow
• get_full_skill

  Load one paid skill's complete instructions from a product. PREMIUM (license). Typical input {"slug": "inbox-assistant", "skill_name": "Zero Sweep"} returns {"slug": ..., "skill": ..., "instructions": "<full skill text>"}. Returns one named skill, selected by skill_name. Use when the caller wants one specific paid skill. Not for the free gateway skill, which get_free_skill returns with no plan, and not for every skill at once (get_full_product). Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": "<what is wrong and how to fix it>"} (for example {"error": "unknown slug '<value>'"}). Every call is read-only and idempotent, so after correcting the input it is always safe to retry.

  shallow
• list_products

  List every product in the Personal Suite line with its included skills. FREE. Takes no arguments. Returns a list of 20 product objects, each {"slug": "inbox-assistant", "name": ..., "tagline": ..., "skills": ["Skill A", ...], "free_skill": "Gateway Skill Name"}. Use the returned slug values with get_free_skill, get_full_product, or get_full_skill. Returns metadata only - no persona text and no skill instructions. Use when the caller wants to see what this server covers. Not for keyword search across the whole 138-product catalog, which the catalog server's search_catalog does, and not for instructions the caller can act on (get_free_skill). Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": "<what is wrong and how to fix it>"}. Every call is read-only and idempotent, so after correcting the input it is always safe to retry.

  shallow
• savings_goal

  Compute months to reach a savings target at a monthly contribution. FREE. Optionally compounds interest monthly. Administrative math only — not financial advice. Typical input {"target": 10000, "monthly_saving": 400, "annual_rate_pct": 4} returns {"months": 24, "years": 2.0, "final_balance": 10021.94, "interest_earned": 421.94, "note": "..."}. Use when a target amount and a monthly contribution are known. Not for allocating income across categories (budget_split) and not for loan repayment, which the business server's loan_payment computes. Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": "<what is wrong and how to fix it>"} (for example {"error": "target and monthly_saving must be > 0"}). Every call is read-only and idempotent, so after correcting the input it is always safe to retry.

  shallow
• spaced_repetition_plan

  Build a spaced-repetition review schedule with expanding intervals. FREE. Intervals follow 1, 3, 7, 14, 30, 60, 120, 240 days. Typical input {"start_date": "2026-09-01", "sessions": 4} returns {"start": "2026-09-01", "reviews": [{"session": 1, "day_offset": 1, "date": "2026-09-02"}, ...]}. Use when material must be reviewed on expanding intervals. Not for timing a single session, which the educator server's lesson_timer handles. Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": "<what is wrong and how to fix it>"} (for example {"error": "start_date must be YYYY-MM-DD"}). Every call is read-only and idempotent, so after correcting the input it is always safe to retry.

  shallow
• tip_split

  Compute the tip and per-person split for a bill. FREE. Typical input {"bill": 86.40, "tip_pct": 20, "people": 4} returns {"tip": 17.28, "total": 103.68, "per_person": 25.92}. Use for one bill shared among a group. Not for recurring household budgeting (budget_split). Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": "<what is wrong and how to fix it>"} (for example {"error": "bill must be > 0 and people >= 1"}). Every call is read-only and idempotent, so after correcting the input it is always safe to retry.

  shallow

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